Welcome to PolicyExpert

We make insurance clear and accessible: we help you choose the optimal program, issue the policy online, and guarantee payouts.

Your peace of mind is our priority. We take on all the risks so you can be confident in your future.

Over 1,500,000 clients already trust PolicyExpert. Let’s ensure your protection together!

More About Us

Our Partners

15

Years on the Market

1.5M+

Satisfied Clients

250

Experts on Staff

98%

Approved Claims

Types of Insurance

Complete protection for your vehicle. Get your policy online in 5 minutes and receive the best terms from leading insurance companies.

  • Protection against theft, damage, and total loss
  • Repairs at an official dealership without certificates
  • Increased CTP liability limit up to 3 million ₽
  • 24/7 roadside assistance
  • Fast claims settlement

Your car is under reliable protection 24/7.

Ensure financial stability for yourself and your loved ones in case of unforeseen health situations.

  • Payouts for injuries and critical illnesses
  • Financial support for the family in case of loss of the breadwinner
  • Savings programs for children and retirement
  • Coverage for treatment and rehabilitation costs
  • 13% tax deduction

Result: confidence in the future and a financial safety net.

Protect your apartment, house, or country home from fire, flood, theft, and other risks. We guarantee prompt compensation for damages.

  • Insurance for structure, finishing, and movable property
  • Civil liability protection for neighbors
  • Option for insurance without an inspection
  • Payouts based on the actual cost of repairs
  • Special programs for mortgaged apartments

Your home is your fortress. We’ll help you protect it.

Comprehensive protection for mortgage borrowers, required by the bank. Save up to 50% compared to the bank’s offer.

  • Life and health insurance for the borrower
  • Insurance for the property’s structure
  • Title insurance (risk of losing ownership rights)
  • Accreditation with all major banks
  • Quick processing for the transaction

Meet the bank’s requirements and protect your interests.

Travel the world with peace of mind. The policy covers medical expenses, lost luggage, and other unforeseen situations.

  • Medical coverage up to €100,000
  • Assistance with lost documents and luggage
  • Trip cancellation insurance
  • Coverage for active leisure and sports risks

Your reliable companion on any journey.

We guarantee clear terms without hidden clauses or fine print. The policy cost is fixed and does not change.

  • Detailed breakdown of all contract clauses
  • Fixed policy price for the entire term
  • Expiration reminders
  • Guaranteed payouts are stipulated in the contract

You control your expenses, and we guarantee your protection.

CASCO & CTP: Complete Protection for Your Car

Ensure maximum protection for your vehicle. We offer both mandatory CTP (Third-Party Liability) insurance and voluntary CASCO with a wide range of options. Calculate and issue your policy online in 5 minutes.

  • CASCO: Coverage for “Damage,” “Theft,” and “Total Loss” risks.
  • Dealership Repairs: Referral for repairs at an official dealership for new cars.
  • No Certificates Needed: Payouts for minor damages (glass, headlights) without police reports.
  • CTP+: Option to increase the CTP liability limit to 3,000,000 rubles.
  • Roadside Assistance: Tow truck, emergency commissioner, technical assistance 24/7.
  • Deductible: Option to lower the policy cost by choosing a convenient deductible amount.

With us, your car is always under reliable protection, and you are calm behind the wheel.

Caring for What Matters Most

Financial protection for you and your family in case of unforeseen events. Our programs help maintain financial stability during injuries, illnesses, or loss of life.

  • Critical Illnesses: A large payout upon diagnosis of serious diseases (cancer, heart attack, stroke).
  • Telemedicine: 24/7 online consultations with leading doctors.
  • Family Protection: Financial support for loved ones in case of the insured’s death.
  • Endowment Insurance: Build capital for major goals (children’s education, retirement) with a guarantee of fund safety.
  • Tax Deduction: Opportunity to get back 13% of the policy cost.

Result: you get not only protection but also an effective financial tool.

Protection for Your House and Apartment

Your home is your fortress. Protect it from all major risks: fire, flood, theft, natural disasters, and illegal actions by third parties.

  • Comprehensive Protection: Insurance for the structure (walls, floors), interior finishing, engineering systems, and movable property.
  • Civil Liability: We will cover the damage you might cause to your neighbors (e.g., in case of a flood).
  • No Inspection or Documents: Option to purchase a boxed product online without a visit from an agent.
  • Flexible Terms: You choose the insurance amount and the set of risks yourself.
  • For Landlords: Special conditions for those who rent out their apartment.

Peace of mind in your home is our main goal.

Mortgage Insurance: Affordable and Reliable

A mandatory requirement from the bank when issuing a mortgage. We offer comprehensive policies accredited with all leading banks, at a price up to 50% lower than in the bank itself.

  • Borrower’s Life and Health: The insurance will cover the remaining debt to the bank in case of death or disability.
  • Property (Structure): Protection of the collateral from destruction.
  • Title Insurance: Protection against the risk of losing ownership rights if the transaction is disputed in court (especially relevant for secondary housing).
  • Quick Processing: We will prepare all the documents for the bank in the shortest possible time.

Meet the bank’s requirements, save money, and protect your interests.

Policy for Traveling Worldwide

An indispensable companion on any trip, whether it’s a beach vacation or a business trip. Our policy for those traveling abroad will ensure your peace of mind anywhere in the world.

  • Medical Expenses: Coverage up to €100,000, including emergency dental care and transportation.
  • Trip Cancellation: We will refund the cost of tickets and hotel if the trip is canceled for a valid reason.
  • Lost Luggage: Compensation for lost or delayed luggage.
  • Active Leisure: Include options for skiing, diving, and other sports.
  • 24/7 Assistance: Round-the-clock assistance service in English.

Travel confidently, and we will take care of the risks.

No Fine Print

We stand for fair and clear relationships with our clients. The cost of the policy is fixed in the contract and will not change during its term.

  • A detailed policy with a description of all risks and exclusions.
  • A personal manager ready to answer any questions.
  • Phased payments for long-term programs.
  • Payout guarantees and settlement terms are stipulated in the contract.
  • A reminder to renew the policy.

You know exactly what you are paying for and can be sure of our reliability.

Why Choose PolicyExpert







Client ReviewsAdd a review

I was in a car accident that wasn’t my fault. I called PolicyExpert, and an emergency commissioner arrived within an hour to handle everything. I received the CASCO payment within a week! Excellent service!

Anna

Marketing Manager, Yandex

I was arranging mortgage insurance. The manager found the most advantageous option, which the bank approved. I saved almost twice as much compared to the bank’s offer. I recommend it!

Dmitry

IT Specialist, Sber

My child got sick on vacation in Turkey. One call to the insurance company, and a doctor was already waiting for us at the hotel. All expenses were covered, no problems. Thanks for a peaceful vacation!

Elena

Accountant, Ozon

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Tverskaya St, 1, Office 505
Moscow, 125009, Russia