CASCO & CTP: Complete Protection for Your Car
Ensure maximum protection for your vehicle. We offer both mandatory CTP (Third-Party Liability) insurance and voluntary CASCO with a wide range of options. Calculate and issue your policy online in 5 minutes.
- CASCO: Coverage for “Damage,” “Theft,” and “Total Loss” risks.
- Dealership Repairs: Referral for repairs at an official dealership for new cars.
- No Certificates Needed: Payouts for minor damages (glass, headlights) without police reports.
- CTP+: Option to increase the CTP liability limit to 3,000,000 rubles.
- Roadside Assistance: Tow truck, emergency commissioner, technical assistance 24/7.
- Deductible: Option to lower the policy cost by choosing a convenient deductible amount.
With us, your car is always under reliable protection, and you are calm behind the wheel.
Caring for What Matters Most
Financial protection for you and your family in case of unforeseen events. Our programs help maintain financial stability during injuries, illnesses, or loss of life.
- Critical Illnesses: A large payout upon diagnosis of serious diseases (cancer, heart attack, stroke).
- Telemedicine: 24/7 online consultations with leading doctors.
- Family Protection: Financial support for loved ones in case of the insured’s death.
- Endowment Insurance: Build capital for major goals (children’s education, retirement) with a guarantee of fund safety.
- Tax Deduction: Opportunity to get back 13% of the policy cost.
Result: you get not only protection but also an effective financial tool.
Protection for Your House and Apartment
Your home is your fortress. Protect it from all major risks: fire, flood, theft, natural disasters, and illegal actions by third parties.
- Comprehensive Protection: Insurance for the structure (walls, floors), interior finishing, engineering systems, and movable property.
- Civil Liability: We will cover the damage you might cause to your neighbors (e.g., in case of a flood).
- No Inspection or Documents: Option to purchase a boxed product online without a visit from an agent.
- Flexible Terms: You choose the insurance amount and the set of risks yourself.
- For Landlords: Special conditions for those who rent out their apartment.
Peace of mind in your home is our main goal.
Mortgage Insurance: Affordable and Reliable
A mandatory requirement from the bank when issuing a mortgage. We offer comprehensive policies accredited with all leading banks, at a price up to 50% lower than in the bank itself.
- Borrower’s Life and Health: The insurance will cover the remaining debt to the bank in case of death or disability.
- Property (Structure): Protection of the collateral from destruction.
- Title Insurance: Protection against the risk of losing ownership rights if the transaction is disputed in court (especially relevant for secondary housing).
- Quick Processing: We will prepare all the documents for the bank in the shortest possible time.
Meet the bank’s requirements, save money, and protect your interests.
Policy for Traveling Worldwide
An indispensable companion on any trip, whether it’s a beach vacation or a business trip. Our policy for those traveling abroad will ensure your peace of mind anywhere in the world.
- Medical Expenses: Coverage up to €100,000, including emergency dental care and transportation.
- Trip Cancellation: We will refund the cost of tickets and hotel if the trip is canceled for a valid reason.
- Lost Luggage: Compensation for lost or delayed luggage.
- Active Leisure: Include options for skiing, diving, and other sports.
- 24/7 Assistance: Round-the-clock assistance service in English.
Travel confidently, and we will take care of the risks.
No Fine Print
We stand for fair and clear relationships with our clients. The cost of the policy is fixed in the contract and will not change during its term.
- A detailed policy with a description of all risks and exclusions.
- A personal manager ready to answer any questions.
- Phased payments for long-term programs.
- Payout guarantees and settlement terms are stipulated in the contract.
- A reminder to renew the policy.
You know exactly what you are paying for and can be sure of our reliability.